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Medical Care Research and Review, Vol. 54, No. 4, 472-489 (1997)
DOI: 10.1177/107755879705400405

The Partnership for Long-Term Care: Who are the Partnership Policy Purchasers?

Nelda McCall

Laguna Research Associates

Suzanne Driver

Laguna Research Associates

Ellen Bauer

University of Minnesota

James Knickman

Robert Wood Johnson Foundation

Policymakers are increasingly looking toward expanding the role of private insurance in the financing of long-term care. One effort to blend public and private insurance is the Partnership for Long-Term Care sponsored by the Robert Wood Johnson Foundation. This article examines the characteristics of individuals who purchased long-term care insurance through the Partnership for Long-Term Care, as well as their motivation for purchase. Partnership purchasers are found to be a healthier, higher educated, and wealthier group than a comparison group of 55- to 75-year-olds. Partnership purchasers are also more active financial planners, have more self-reliant attitudes, and are more knowledgeable about long-term care. Findings also suggest that the Partnership for Long-Term Care attracts a substantial number of beneficiaries who would not have purchased long-term care insurance in the absence of the Partnership program.


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